1. FILL YOUR CART
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Explore flexible payment plans
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
2. CHOOSE HOW TO PAY
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
3. PAY OVER TIME
Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn't charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
Frequently Asked Questions
Yes, there’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.
Yes, you can return an item you bought with Affirm by initiating the return process
with the store.
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.
You can find more information on Affirm's Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.